Checking: Serving you, it's what we do

Every KeyPoint checking account comes with these free services:

*PINPointSM VISA Debit/ATM Card *e-PointSM online banking *PAYPointSM Bill-Payer *No "per check" fee

*Direct deposit *24-hour KeyRing Telephone Access System *E-statements *Overdraft protection

Businesses make the world go round, and yours is no exception. Were here to make your world go round a little more smoothly. By taking advantage of our BusinessPoint checking account with a business debit card, our BizPoint rewards VISA credit card, and our business Line of Credit, youll get the triple play you need to stay ahead in the ball-game.

CheckPoint Checking A checking account to meet your financial needs. $50 opening balance No required minimum balance Unlimited check writing Free pinpoint VISA debit/ATM card No monthly service charges	GoldenKey Checking Our GoldenKey account is a checking account designed to reward our age 50 or better members with a wonderful package of benefits. Earn interest on balances above $1,000 Receive 0.25% bonus on CD rates Unlimited check writing Free notary services Discounts on safe deposit boxes
KeyAdvantage Checking Provides the convenience of a checking combined with the interest benefits of a savings account. Earn interest when you maintain an average daily balance of $1,000 Competitive Rates Unlimited check writing	VantagePoint Checking Reward yourself by taking advantage of our high interest rates when you keep high balances! Minimum opening balance: $50 Minimum balance to receive interest payment: $5000 No service fee when you maintain an average daily balance of $5000 Unlimited check writing Free notary services Free domestic travelers cheques